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范一飞: 关于央行数字货币的几点考虑

发布时间: 2018-08-23 11:14来源:万喜堂彩票_万喜堂官网_信誉首选

近年来,各主要国家和地区央行及货币当局均在对发行央行数字货币开展研究,新加坡央行和瑞典央行等已经开始进行相关试验,中国人民银行也一直在组织进行积极探索和研究。中国人民银行党委委员、副行长范一飞提出了有关我国央行数字货币发行安排的一些思考。他认为: 中国现阶段的央行数字货币设计应注重M0替代,而不是M1、M2替代。

中国人民银行党委委员、副行长范一飞

万喜堂彩票 YI、ZHONGGUOYANGXINGSHUZIHUOBIYINGCAIYONGSHUANGCENGTOUFANGTIXI

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为保持无限法偿性的法律地位,央行数字货币也不应承担除货币应有的四个职能之外的其他社会与行政职能。加载除法定货币本身功能外的智能合约,将影响其法偿功能,甚至使其褪化为有价票证,降低我国央行数字货币的可自由使用程度,也将对人民币国际化产生不利影响。还会降低货币流通速度,影响货币政策传导和央行履行宏观审慎职能。同时,还可能侵犯公民隐私权,不利于个人权益保护。

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